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AI agents could make banking easier, but experts warn of new risks

Katherine Langford
Editor-in-Chief · Thursday, November 5, 2026 at 11:57 AM · 1 min read
AI agents could make banking easier, but experts warn of new risks

Artificial intelligence is moving beyond simply answering questions. New AI agents can act autonomously to complete tasks, and as the technology becomes more powerful, cybersecurity experts are raising questions about what could happen when those agents have access to your money.Normally we deploy an AI agent to perform some task autonomously. That autonomy is the core defining feature of what makes an agent an agent, said Jake Williams, a faculty analyst at IANS. But that independence can also create risk. Williams says a rogue agent doesnt necessarily have to be malicious. It could still be carrying out the task it was given, just in a way its creators never anticipated.The idea that we could have a rogue agent is basically the agent operating against a task it was given, but in a way that was unanticipated... by the developer or the deployer, Williams said. The stakes become particularly high when an AI agent has access to someones finances.The decision-making which used to rest wit

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